I am a divorce this year of a husband who spent all our money and savings on drugs. It took all the money I had to move myself and my two children into a new home. Credit has been nearly impossible to get with all the bills and past due accounts. I have a job that pays the bills and buys the groceries and thats it. How do youtell your kids that you cant afford any christmas presents this year? Even though they have had a year of hell and deserve it? There is no paycheck left after the bills, do I not pay rent and get evicted ofr the new year? God please help me.